Welcome back, Rahul
This is your financial wellness & homeownership readiness snapshot.
Stop guessing. Start preparing.
All figures shown on this dashboard are simple, rounded examples. They are not loan approvals, not offers, and not personalised financial advice. They exist to explain how lenders price risk, loan size, and interest rates in principle. South Africa’s Prime Rate changes over time – this dashboard uses an illustrative value only: .
Your 4-step journey
Share your information and run an AI-assisted assessment to see where you stand today.
Follow your rehabilitation plan to stabilise cash flow and improve your profile step by step.
Organise documents, story, and numbers so you can speak to lenders with confidence.
When your readiness looks solid, you decide where and when to apply. No rush, no pressure.
Illustrative Only Not Financial Advice Simulation – dashboard numbers are for learning how banks think about risk, affordability and loan sizing, not for making final decisions.
Readiness Journey Status
Your Homeownership Readiness Journey
We combine AI insights with human review. This is guidance, not a lending decision.
The more complete your information and documents, the more meaningful your assessment will be.
Quick Actions
Recent Notifications
Document Verified
One of your identity documents has been marked as complete.
2 hours ago
New Readiness Insight
Your affordability band has been updated based on your latest information.
5 hours ago
Credit Score Updated
Your credit score increased by 12 points
1 day ago
Lender Benchmarks (Illustrative)
To keep the dashboard focused, detailed lender simulations live in the Benchmarks section. There you can explore sample South African lenders, Prime-linked rate bands and illustrative monthly repayments, all marked clearly as simulation only.
Explore Sample South African Lenders